Residential property valuation
The basics of property valuation and choosing valuation providers in the Netherlands in clear language.
What a property valuation does
A residential property valuation is a reasoned opinion of value for a defined purpose and valuation date. It uses information about the home, its condition, the legal and physical situation, comparable properties and the market around it. The result is not a timeless price promise.
Purpose, value and date
Start by naming the decision the valuation must support. A lender may need a report that follows a specific model or validation process. A seller may want market context, while an inheritance or division of assets may require a different date and explanation. The report recipient decides what it accepts.
The Waarderingskamer explanation of WOZ value describes the statutory WOZ framework and its value date. A mortgage valuation and a WOZ assessment can be related to market value while still serving different purposes.
What evidence is considered
The residential assignment conditions published by NWWI list topics such as use, rules, maintenance, insulation, comparable homes and the local market. They also distinguish a valuation inspection from a building inspection. Ask which facts are being assessed and which limitations are recorded.
Read the difference between market, foreclosure and WOZ value and how an energy label fits into the evidence for two common questions.
Before you request a report
Prepare the report purpose, address, property type, relevant documents and the organisation that will receive the report. Then confirm the required format, valuation date, inspection method and any validation condition. For a step-by-step document list, see documents for the valuer.